Fintech VC Trends & Predictions

We may have gotten ahead of ourselves when we named this Boston Fintech Week panel. VC funding for fintech startups isn’t exactly taking off like a rocket just yet, but there are bright spots.

How did we get here? Our all-star panel starts by looking back five years ago, when the zero-interest-rate environment, combined with FOMO, and COVID, and big piles of cash, led investors to miss-price risk. Tourists, without deep fintech experience, piled in.

But then interest rates rose, Silicon Valley Bank fell, Synapse went bankrupt, and we experienced a correction.

Have we returned to pricing risk appropriately? To building high-quality companies?  Is the table set for a recovery? These are just a few of the topics our panelists addressed. Plus:

• Which fintech sector is harder to finance (even when the companies are doing well).
• Why deposit stickiness won’t be going forward what it was in the past.
• What early-stage investors are looking for. (Hint: authenticity and the ability to describe a credible go-to-market strategy.)
• Why stablecoins are gaining traction.
• Where investors see shocking levels of performance improvement coming from AI.