Starlight is an embedded platform that helps financial institutions improve their users’ financial health via found money from the government. Specifically, Starlight works with financial institutions to analyze their users’ spend data and find free money they can receive via government benefits. Starlight then provides a personalized AI coach that helps consumers secure the money (usually on the scale of $1000 – $3000 per year). Financial institutions can channel the found money into sources that grow the institutions’bottom-line, e.g., loan repayment rate, brokerage products, retail spend. Retailers and government institutions too can also use Starlight as a distribution channel for products and services.
